Financial Planner Melbourne

Life Insurance Broker or Self Help?

Life Insurance Broker

Your situation is unique. Beta Capital has helped a diverse range of people secure a comprehensive and well priced insurance policy to protect them and their loved ones.

We have been able to successfully help  a diverse range of satisfied clients, ranging from tradespeople to medical professionals, to  implement an appropriate level of cover, even where pre-existing medical conditions have prevented them from obtaining reasonably priced cover elsewhere.

We believe you will achieve the best outcome by engaging a professional adviser to help you determine the level of cover you need and then asking the adviser to shop around the more reputable insurers to find the most appropriate products for you.

If you would like to talk to a BETA Capital adviser, click here and one will be in contact with you shortly.

Life Insurance - Self Help Solution

If, however, you do not have the time to meet with an adviser, you may be well served by our online risk insurance solution.  It’s quick & easy, and most applicants are approved for cover – without the need for a medical consultation or lengthy application forms. Cover can be issued automatically.
Please note our online risk insurance solution WILL suit you if:

  • You do not have a history of cancer, heart issues, MS, diabetes and/or HIV
  • You do not have a recent history of mental health issues
  • You do not engage in dangerous activities
  • You want Life Insurance and/or Total & Permanent Disability insurance cover of less than $1 million each
  • You only want Income Protection insurance to cover you for less than five years in duration in the event of a claim
  • You want an income protection monthly benefit of $7,500 or less for a white collar occupation or $5,000 or less for a blue collar occupation.

If the above points fits your situation, apply below.

Otherwise, you will be better served by making an appointment with one of our financial advisers as they have access to a range of reputable insurers that may provide you with appropriate insurance cover.  Please click here and one of BETA Capital's reputable advisers will be in contact with you shortly.